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What is Cash to Close?

What is Cash to Close?

As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does “Cash to Close” mean? Also called “funds to close,” cash to close denotes the t

Mar 28, 2023 | Purchasing a Home

5 Questions about FHA Loans

5 Questions about FHA Loans

If you are ready to buy a home, you have probably wondered what type of loan you should choose. FHA loans, sponsored by the Federal Housing Administration are excellent mortgages that offer low down payments and easier credit standards. Before you make yo

Mar 23, 2023 | Purchasing a Home

What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home

Is the Market Headed towards 3-D Printed Homes?

Is the Market Headed towards 3-D Printed Homes?

Having revolutionized everything from the auto industry to healthcare tech to the airline business, 3-D printing is poised to dramatically change the American housing market. Lennar Corp., one of the largest U.S. homebuilders, has teamed up with Texas sta

Mar 21, 2023 | Purchasing a Home 3dprintinghomes

Adjustable-Rate Mortgages – The Most Frequently Asked Questions

Adjustable-Rate Mortgages – The Most Frequently Asked Questions

In today’s real estate market with rising interest rates and high home prices, potential homebuyers are looking in every direction for ways to make home ownership more affordable. One option might be to utilize an adjustable-rate mortgage loan. These offe

Mar 16, 2023 | Interest Rates

Buying a Home with help from Family

Buying a Home with help from Family

With U.S. home prices have jumped 20 percent in the past year, it is becoming increasingly harder for many Americans to buy a home on their own. To be able to break into the housing market, more and more buyers are going in together with siblings or paren

Mar 16, 2023 | Purchasing a Home Home Ownership

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